Do you want to take your credit card debt with you into retirement? I doubt that you do.
Unfortunately for many folks, credit card debt in retirement is a painful reality.
Retirement used to be a time for people to enjoy life without a mortgage or high credit card bills, a time when heavy debts were mostly a thing of the past. Increasingly, that’s no longer true. Some seniors are taking on debt in retirement to fund a trip they’ve always wanted to take. But a growing number are in debt because they have no choice, according to debt counselors and a growing body of research.
That’s really sobering. For young people, it’s easy to think that you can worry about your debt later. But ending up deep in debt with retirement sounds like a painful place to be.
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