The Better Business Bureau (BBB) expects that two of the three largest consumer scams in 2007 will involve credit cards and debt:
Credit Repair
Promise to wipe blemishes off credit records but do nothing more than file dispute letters that are free to file.
Credit Cards/loans
Charge large upfront fees to consumers with bad credit. Loans and cards never arrive.
I really urge anyone who is thinking of either of these options — regardless of whether they are scams — to evaluate their life and their spending habits. Most people, nearly everyone actually, can solve their debt problems without going to either of these extremes. You got yourself into this situation and you can get yourself out of it.
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