The average American spends $935 on holiday presents each year. That’s not $935 per family or household. That’s $935 per person. When you figure that some people don’t buy anything and that kids aren’t buying presents (for the most part either), that means the bill is even higher for most adults.

And now we’re coming up on the time when those credit card bills are coming due. So most folks are feeling the pinch of their $935 of presents. Can you pay your balance in full this month? If you can’t, how much of a balance are you going to have to carry? What’s it going to cost you in the long run.

Yes, it’s frustrating, painful, and expensive. But it’s not all your fault. The system and the marketing messages we’re overwhelmed with everyday are designed to put us into debt and to keep us out of it. To overcome this, we need a plan and a system. I love Debt Free in Three. It works and it works fast. If you’re struggling to pay your holiday credit card bills (or if you have debt for any reason) check out Debt Free in Three

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If you are looking to get out of credit card debt, you should subscribe to my newsletter. I paid off over $50,000 in credit card debt in exactly one year. I’m now debt free. In my newsletter, you can learn how to pay off your credit card debt too.

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