27. Apr 2007 
0 comments
Here’s a great article with some simple reminders about credit card bills. It just reviews the basics, but there’s nothing wrong with getting a little refresher now and then. Since the end of the month is upon us, it’s probably a good time to refresh yourself about what you’re up against when dealing with your credit card bills.
Click here to read the story.
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16. Apr 2007 0 comments
I found a really fun blog post on another site that I wanted to point out to everyone. Here’s something you can use to help motivate you. Here’s a guy who was in debt but now is debt free. Check out Jordan’s post and look at the credit card with the zero balance.
That’s a nice feeling!
_________________________________________
If you are looking to get out of credit card debt, you should subscribe to my newsletter. I paid off over $50,000 in credit card debt in exactly one year. I’m now debt free. In my newsletter, you can learn how to pay off your credit card debt too.
Sign up today and I’ll send you the special report everyone is talking about: 15 Secrets The Credit Card Companies Don’t Want You to Know. You’ll also get tips about how to pay off your debt, how to save money, and how to make more money.
Just provide your name and email address below:
_________________________________________
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06. Apr 2007 0 comments
Normally I don’t like to quote so much, but this article is very good. The point is harsh, but it’s reality: most of us use credit to live the life we want right now whether we can afford it or not. In the long run, that costs us more than it’s worth.
It is easy to assume this debt is from buying too much stuff. Many people don’t see it that way, I suspect. A lot of young people with credit card debt think they are buying abstract nouns - experiences, memories, togetherness, exploration and freedom.
When you use debt to buy abstract nouns you can explain away the guilt. You are not a shallow materialist living beyond your means if you slap air fares, mobile phone bills and scuba diving lessons on the plastic. Oh no. You are simply living life to the fullest. The anti-consumerist consumerist says things such as “you can’t put a price on memories”, “keeping in touch is more important than money” and “I have no regrets because I’ve had some fantastic experiences”. Been there, done that.
There is sense to this approach. Why not make the most of opportunities? Why not have fun before you are tied down with responsibilities? Why not experience as much of life as you can?
The retort to this is so obvious it hardly seems worth saying, but I will because it escapes many of us when we are racking up debt. You cannot buy more experiences or memories by going into debt. You might get the experiences sooner but that’s about it. Really, you end up with less money to spend on experiences because you have to pay back the debt - with interest.
Read the whole story here.
_________________________________________
If you are looking to get out of credit card debt, you should subscribe to my newsletter. I paid off over $50,000 in credit card debt in exactly one year. I’m now debt free. In my newsletter, you can learn how to pay off your credit card debt too.
Sign up today and I’ll send you the special report everyone is talking about: 15 Secrets The Credit Card Companies Don’t Want You to Know. You’ll also get tips about how to pay off your debt, how to save money, and how to make more money.
Just provide your name and email address below:
_________________________________________
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20. Mar 2007 0 comments
Most people agree that fast food and credit card debt are not good for you. But check out the stats from this article:
In fact, we put $51 billion worth of fast food on credit and debit cards in 2006, up from $33.2 billion the year before, according to CardData, which tracks the industry.
That is frightening.
How much is $51 billion? If you assume there are 300 million people in America, that’s $170 of fast food charges on credit cards for every man, woman, and child in the country.
I find that astounding. If you’re an average family of four, that means you likely spent $680 on fast food on your credit card last year.
With some exceptions, fast food is not good for you. Putting a fast food charge on your credit card and racking up interest charges is potentially worse for your health.
Please stop eating fast food, especially if you need to use your credit card to do it.
_________________________________________
If you are looking to get out of credit card debt, you should subscribe to my newsletter. I paid off over $50,000 in credit card debt in exactly one year. I’m now debt free. In my newsletter, you can learn how to pay off your credit card debt too.
Sign up today and I’ll send you the special report everyone is talking about: 15 Secrets The Credit Card Companies Don’t Want You to Know. You’ll also get tips about how to pay off your debt, how to save money, and how to make more money.
Just provide your name and email address below:
_________________________________________
Technorati Tags:
credit card debt, consumer debt, eliminate debt, pay off credit card
